Financing Options

Payments That Fit Your Budget

Arkansas Furniture Mart accepts cash, check, Visa, Master Card, Discover, and American Express Debit and Credit Cards.

We offer No Credit Needed financing and payment options to help you acquire the furniture, mattresses, rugs, and home decor of you need. Zero Down**. No Credit Needed. Pay Cards Accepted. Apply now. Take home new furniture today!

American First Finance


Zero Down, No Credit Needed, Furniture Financing Fayetteville, AR Mattress Payments, Springdale AR

  • 90-Days Same as Cash option
  • 6 - 24 Month Lease Term
  • ​$50 down

Click Here to Apply for American First Finance!

You may qualify for payments through American First Finance if:
  • Have an active and stable Bank Account or a Pre-Paid* Card Account that has Direct Deposit. 
  • Account open for more than 30 days with activity.
  • Debit Card tied to the bank account provided by applicant.
  • Minimum monthly deposits of $800 or more. 
* Pre-Paid Accounts that are not accepted: Comerica, Direct Express, American Express, Blue Bird, HR Block


Traditional Financing
6 to 24 Months 0% interest

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