Financing Options

12 Months NO interest Financing Available. Image result for synchrony finance

Payments That Fit Your Budget

Apply Now for No Credit Needed 90 Days Same As Cash Furniture FinancingArkansas Furniture Mart accepts cash, check, Visa, Master Card, Discover, and American Express Debit and Credit Cards.

We offer No Credit Needed financing and payment options to help you acquire the furniture, mattresses, rugs, and home decor of you need. Zero Down**. No Credit Needed. Pay Cards Accepted. Apply now. Take home new furniture today!

American First Finance


Zero Down**  | NO Credit Needed

Zero Down, No Credit Needed, Furniture Financing Fayetteville, AR Mattress Payments, Springdale AR

  • 90-Days Same as Cash option
  • 6 - 24 Month Lease Term
  • ​$300 - $5,000 Approvals

Click Here to Apply for American First Finance!

** Zero Down for qualified applicants, upon approval, $50 Down or First Monthly Payment Down option if not approved for Zero Down **determined upon application
You may qualify for payments through American First Finance if:
  • Have an active and stable Bank Account or a Pre-Paid* Card Account that has Direct Deposit. 
  • Account open for more than 30 days with activity.
  • Debit Card tied to the bank account provided by applicant.
  • Minimum monthly deposits of $800 or more. 
* Pre-Paid Accounts that are not accepted: Comerica, Direct Express, American Express, Blue Bird, HR Block

No Credit Needed Furniture Springdale AR

Progressive Leasing NO Credit Needed
Click Here to Apply!
90-Days NO Interest

You may qualify for Progressive Leasing if:
      • ​You have a Driver License or Photo ID
      • You have been employed at the same job for 6 months
      • You have an active checking or savings account that has been open at least 90 days with no NSF/Bad Checks.
        • If you have a pay card, like NetSpend or Green Dot, DO NOT use Progressive. Scroll back up the page and choose American First, they support pay cards. 
    Progressive Leasing Terms:
    • 12 Month Lease Term
    • ​$300 - $2,500 Approvals
    • $49 Lease Fee* due at time of signing (*plus applicable sales tax)
    • No interest if paid of in 90-days from signing 

    We also offer financing through Crest Financial

    1. Checking or Savings Account      
    2. $1000 verifiable income per month      
    3. SSN or ITIN
    Click here to Apply for Crest in English
    Click here to Apply for Crest in Spanish