Financing Options

Payments That Fit Your Budget

American First Finance


Zero Down**  | NO Credit Needed

Zero Down, No Credit Needed, Furniture Financing Fayetteville, AR Mattress Payments, Springdale AR

  • 90-Days Same as Cash option
  • 6 - 24 Month Lease Term
  • ​$300 - $5,000 Approvals

Click Here to Apply for American First Finance!

** Zero Down for qualified applicants, upon approval, $50 Down or First Monthly Payment Down option if not approved for Zero Down **determined upon application
You may qualify for payments through American First Finance if:
  • Have an active and stable Bank Account or a Pre-Paid* Card Account that has Direct Deposit. 
  • Account open for more than 30 days with activity.
  • Debit Card tied to the bank account provided by applicant.
  • Minimum monthly deposits of $800 or more. 
* Pre-Paid Accounts that are not accepted: Comerica, Direct Express, American Express, Blue Bird, HR Block

No Credit Needed Furniture Springdale AR

Progressive Leasing NO Credit Needed
Click Here to Apply!
90-Days NO Interest

You may qualify for Progressive Leasing if:
      • ​You have a Driver License or Photo ID
      • You have been employed at the same job for 6 months
      • You have an active checking or savings account that has been open at least 90 days with no NSF/Bad Checks.
        • If you have a pay card, like NetSpend or Green Dot, DO NOT use Progressive. Scroll back up the page and choose American First, they support pay cards. 
    Progressive Leasing Terms:
    • 12 Month Lease Term
    • ​$300 - $2,500 Approvals
    • $49 Lease Fee* due at time of signing (*plus applicable sales tax)
    • No interest if paid of in 90-days from signing 

    We also offer financing through Crest Financial

    1. Checking or Savings Account      
    2. $1000 verifiable income per month      
    3. SSN or ITIN

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