Financing Options

12 Months NO interest Financing Available. Payments That Fit Your Budget

Apply Now for No Credit Needed 90 Days Same As Cash Furniture FinancingArkansas Furniture Mart accepts cash, check, Visa, Master Card, Discover, and American Express Debit and Credit Cards.

We offer No Credit Needed financing and payment options to help you acquire the furniture, mattresses, rugs, and home decor of you need. Zero Down**. No Credit Needed. Pay Cards Accepted. Apply now. Take home new furniture today!

American First Finance


Zero Down**  | NO Credit Needed

Zero Down, No Credit Needed, Furniture Financing Fayetteville, AR Mattress Payments, Springdale AR

  • 90-Days Same as Cash option
  • 6 - 24 Month Lease Term
  • ​$300 - $5,000 Approvals

Click Here to Apply for American First Finance!

** Zero Down for qualified applicants, upon approval, $50 Down or First Monthly Payment Down option if not approved for Zero Down **determined upon application
You may qualify for payments through American First Finance if:
  • Have an active and stable Bank Account or a Pre-Paid* Card Account that has Direct Deposit. 
  • Account open for more than 30 days with activity.
  • Debit Card tied to the bank account provided by applicant.
  • Minimum monthly deposits of $800 or more. 
* Pre-Paid Accounts that are not accepted: Comerica, Direct Express, American Express, Blue Bird, HR Block


6 to 24 Months 0 interest

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